PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS SITE
Who we are and how to contact us
WEAREMONEYSMART.COM is a site operated by Pay Dashboard Services Limited (“We”). We are registered in England and Wales under company number 12795349 and have our registered office at 86-90 4th Floor, Paul Street, London, England, EC2A 4NE.
We are a limited company.
To contact us, please use the HELP button on this site, in order to access our self-help articles or log a ticket with our support team.
By using our site you accept these terms
If you do not agree to these terms, you must not use this service.
We recommend that you print a copy of these terms for future reference.
There are other terms that may apply to you
We may make changes to these terms
We amend these terms from time to time. Every time you wish to use our site, please check these terms to ensure you understand the terms that apply at that time.
We may make changes to our site
We may update and change our site from time to time to reflect changes to our products and services, our users’ needs and our business priorities. We will try to give you reasonable notice of any major changes.
We may suspend or withdraw our site
We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our site for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal.
Although there is no subscription payable to access our site, we reserve the right to withdraw such access to the site at any time and within our reasonable discretion. Such withdrawal shall not affect your access to our partner sites once you have registered with them.
We may transfer this agreement to someone else
We may transfer our rights and obligations under these terms to another organisation. We will always tell you in writing if this happens and we will ensure that the transfer will not affect your rights under the contract.
You must keep your account details safe
If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.
If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us using the HELP button.
How you may use material on our site
We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
You may print off one copy, and may download extracts, of any page(s) from our site for your personal use and you may draw the attention of others within your organisation to content posted on our site.
You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged.
You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors.
Do not rely on information on this site
The content on our site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.
Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied, that the content on our site is accurate, complete or up to date.
We are not responsible for websites we link to
Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them.
We have no control over the contents of those sites or resources. You should carefully read any terms made available on third party sites.
THEREFORE, WHILE WE HAVE MADE ALL REASONABLE ENQUIRIES AS TO THE SERVICES PROVIDED BY OUR THIRD PARTY PARTNERS, WE TAKE NO RESPONSIBILITY AND ACCEPT NO LIABILITY FOR THEIR SERVICES, SUCH THAT YOU SHOULD CONTACT THE RELEVANT PARTY DIRECTLY SHOULD YOU HAVE ANY CONCERNS ABOUT THEIR SERVICES TO YOU.
How to complain about content uploaded by our partners
If you wish to complain about content uploaded by other users, please contact us using the HELP button.
Our responsibility for loss or damage suffered by you
Whether you are a consumer or a business user:
If you are a business user:
How we may use your personal information
We are not responsible for viruses and you must not introduce them
We do not guarantee that our site will be secure or free from bugs or viruses.
You are responsible for configuring your information technology, computer programmes and platform to access our site. You should use your own virus protection software.
You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.
Rules about linking to our site
We may contact you from time to time in regard to other related services we may offer. You will always have the right to opt out of receiving such communications.
Which country’s laws apply to any disputes?